Property insurance is a policy that provides financial reimbursement to the owner or renter of a structure and its contents, in the event of damage or theft. Property insurance can include homeowners insurance, renters insurance, flood insurance and earthquake insurance. Personal property is generally covered by a homeowners or renters policy, unless it is of particularly high value, in which case it can usually be covered by purchasing an addition to the policy called a "rider". If a claim is filed, the property insurance policy will either reimburse the policyholder for the actual value of the damage, or the replacement cost to remedy the damage.
|Householder’s Insurance||This policy chiefly covers high-value paintings and artefacts against all risk.|
|Jeweler’s Block Insurance||Specifically designed for establishments dealing with diamonds, this policy can cover wholesale and retail marketing but not cutters and goldsmiths or brokers.|
|Marine Insurance||Marine insurance coverage, the oldest insurance in the world, covers transportation of goods by sea, including all ocean voyages and inland waterways, by rail/road/air, and couriers.|
|Standard Fire and Special Perils Insurance||The policy is a comprehensive property cover that provides financial protection against 12 perils other than fire for all moveable/immoveable properties on land.|
|Office Package Insurance||Being a combination of several insurance policies, the Office Package is fundamentally designed to take care of all risks faced by an entrepreneur.|
|Industrial Property Damage Insurance||Industrial Property Damage covers Fire, Burglary, Business Interruption, All Risk, Plate Glass and Money insurance.|